KfW funding 2026: What's new
KfW (Kreditanstalt für Wiederaufbau) has released its updated program guidelines for 2026, with several changes that affect small and medium-sized enterprises. Here's what you need to know.
Digitalization and Innovation
The KfW Digitalization Loan (Unternehmerkredit Digital) has been expanded to include more software categories and cloud services. Interest rates remain favorable, and the maximum loan amount has been increased for companies with strong growth plans.
Sustainability and Energy
New incentives for energy efficiency and decarbonization projects are now available. Companies investing in green technologies can access improved terms and higher funding shares.
Consulting Support
KfW continues to support consulting projects through its various programs. Combined with BAFA consulting grants, companies can often finance a significant portion of their consulting costs.
Application Deadlines
Some programs have rolling deadlines, while others operate on a first-come, first-served basis until budget is exhausted. Check the specific program page on the KfW website for current availability.
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